Bank Accounts

Everyday bank accounts

Making it easy to manage and access your money.


Everyday accounts for...

Everybody

Simple, convenient banking, every day, everywhere

High school students

Start out in the right direction with a Complete Freedom account

Young adults & students

A transaction account designed for day-to-day banking needs

Concession card holders

Easy, low-cost banking for those receiving government health or pension benefits

Retirees

An easy-to-use account paying interest, for retirees aged 55+

Get help choosing

Tell us what you want, and we’ll suggest an account that fits

Special offer

$40

on us!

Get $40 with a new Complete Freedom everyday bank account when you apply online by 29th March 2023 and within 30 days of account opening deposit $500 and make 5 eligible debit card purchases. New transaction account customers only. Exclusions, T&Cs apply*.

>I'm over 21
>I'm under 21 or studying full time


Why St.George?

No monthly fees

Pay zero account-keeping fees to manage your account, regardless of how little you deposit each month.

 

Bank wherever, whenever

Enjoy freedom and flexibility with the convenience of Internet Banking and Mobile Banking.

 

Rewards and offers

Check out all the extra value available to debit card holders1, in our My Offers Hub.2

 

1. To be eligible for a Visa Debit Card, you must have an Australian residential address and be 14 years old or over. If you’re 12 or 13 years old and have an Australian residential address, you can request a Freedom Card in branch.
 

2. My Offers Hub available to all eligible consumer debit and credit card customers.

*  $40 Offer:  Fees and charges apply. Read the terms and conditions available at stgeorge.com.au before making a decision and consider whether the product is right for you. To be eligible for the $40 offer you must: open a new Complete Freedom account online between 29/09/2022 and 29/03/2023, and within 30 days of account opening deposit $500 and make 5 eligible debit card purchases. Eligible card purchases are purchases made using your St.George Bank Bank debit card linked to your Complete Freedom account and have these settled (not pending). The following transactions are ineligible: ATM transactions, BPAY, EFTPOS cash out only transactions, gambling transactions and purchases settled to a credit card account. If eligible you will receive $40 into your Complete Freedom account within approximately 50 days of opening. The account must remain open during this period in order to be eligible for the offer. New Complete Freedom account customers only. All account holders on the new Complete Freedom account must not currently hold or have previously held a St.George Bank, Bank of Melbourne or BankSA transaction account, or received this cashback offer at any time to be eligible. Where a joint account is opened, if one of the joint account holders has already received their cashback in respect of another account, then none of the remaining joint account holders will be eligible for the offer in respect of the joint account. Offer is limited to one eligible account and is not available in conjunction with any other offer. 

Read the Terms and Conditions (PDF 1MB), including for fees and charges that may apply, before making a decision and consider if it is right for you.

Read the Apple Pay Terms and Conditions (PDF 55KB) before making a decision and consider if it is right for you. To use Apple Pay you will need an eligible card and a compatible device with a supported operating system. See our Apple Pay FAQs for more information. Apple, the Apple logo, Apple Pay, Apple Watch and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

Read the Google Pay Terms and Conditions (PDF 86KB) before making a decision and consider if it is right for you. To use Google Pay you will need to use a compatible device with a supported operating system. See our Google Pay FAQs for more information.

Read the Samsung Pay Terms and Conditions (PDF 111KB) before making a decision and consider if it is right for you. To use Samsung Pay you will need to use a compatible device with a supported operating system. See our Samsung Pay FAQs for more information.

Internet connection may be needed to make purchases using Google Pay or Samsung Pay and normal mobile data charges apply.

Android, Google Pay and Google Play are trademarks of Google Inc. 

Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co., Ltd.

Mastercard, PayPass and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.