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Speak to us about your home loan

For questions about your current home, a new loan or refinancing from your existing lender to St.George.

Call 13 33 30 8am-8pm, Mon-Sat (AEST) or request a call back.


Keep your home loan on track

Change can be a good thing, especially if your personal circumstances mean a change in tack could keep your home ownership goals in sight.

Re-fix or switch to fixed?

A fixed rate could do the trick for up to 5 years of certainty. Logon to switch or re-fix online.


Renovate to sell or stay?

You may be able to use equity, or apply for a loan increase, to upgrade your home to keep or sell.


Changes to loan security?

Selling, making updates to your loan security, or moving to a new lender? Understand your options.


Make your home loan repayments work for you

Check or change your home loan repayments

Keeping track of your home loan repayments can all be done online, either by logging on to Internet Banking or the Mobile App. You can check your loan balance, current rate and repayments and even change the amount or frequency of repayments. Find out how


Request interest only home loan repayments 

Whether you're applying for a new loan or want to switch an existing loan from principal and interest to interest only repayments, a term of up to 5 years on an owner-occupied loan or up to 10 years on an investment loan could be handy if you need to free up some cash. 


Applying to pause or reduce your repayments 

If you’ve had your loan more than one year, and are looking for some short-term breathing space, you may be eligible to pause your home loan repayments, or just reduce them for up to 12 months. Find out how to apply.  


Need help with making ends meet?

We understand that life is unpredictable. Financial difficulty can arise anytime from a loss or change in income, illness, relationship breakdown, reduced cash flow or events like natural disasters. Rest assured that you're not alone. We're here for you


1. Check your loan balance, rate, or repayments

Logon to Internet Banking or the Mobile App and click your home loan account, then: 

Mobile App: Tap the Details tab

Internet Banking: Click Account details

You’ll see your loan details, like your rate, term and whether you’re paying weekly, fortnightly, or monthly. Your home loan balance includes any extra repayments you’ve made, shown underneath as Available funds

2. Change repayment amount or frequency

Logon to Internet Banking or the Mobile App and go to Services, then:

Mobile App: Tap Scheduled Payments, then select Scheduled & past payments

Internet Banking: Go to Transfers, payments & BPAY, then Scheduled Payments

Make your selection from the list of scheduled payments. From here, you can: 

  • Pay only the minimum amount to free up short-term extra cash
  • Pay more, so over time, you could pay your loan off sooner
  • Change the frequency to monthly, fortnightly, or weekly
  • Suspend or delete it, as long as you don’t miss a minimum repayment.

If you need to speak to us about your repayments, call 13 33 30 8am-8pm, Mon-Sat (AEST) or request a call back.

Important information

The information on our website is prepared without knowing your personal financial circumstances. Before you act on this or any advice, please consider if it’s right for you. If you need help, call 13 33 30.

Before using Internet, Mobile or Phone Banking, please read the St.George Internet and Phone Banking Terms and Conditions and Important Information.

Advantage Package - Terms and Conditions (PDF 217KB)

#Advantage Package Terms & Conditions (PDF 217KB) apply. A $395 annual package fee applies and is payable from a St.George Complete Freedom transaction account. Before deciding to open a St.George Complete Freedom account, read the Terms & Conditions, and consider if the account’s right for you.