Typically over the summer months in Australia, natural disasters such as bushfires, floods, cyclones or storms can occur. Whether you are going to stay in your home or evacuate to a safer area, it’s essential that every home has an emergency kit. You’ll need some basic things to get you by without electricity or water for up to 72 hours.
Make sure you have the following emergency kit items stored in a waterproof box in an easy access location
During and after an emergency you may need to stay in your home and there may be power outages and road closures. As a minimum, you should have the following supplies at all times in an emergency kit:
You should be able to buy a first aid kit with what you need from your local pharmacy. It should include:
Keep all important documents in a sealed bag in a safe which you can easily access.
Store in plastic sealed bags
You may need to leave your home quickly if you are in a flood-prone area. In this situation you will want to have your emergency kit ready in advance and have access to your:
Make sure you follow these important steps to prepare ahead of emergencies:
Make sure your home and contents insurance is up-to-date and in particular that the sum-insured amount is enough. It’s also a good idea to make sure you have your insurer’s details handy and know how to contact them should you need to in a hurry.
Cover is subject to your application for insurance being accepted.
Product Disclosure Statements (PDS)
Home and Contents Insurance Product Disclosure Statement (PDF 1MB) (applicable to policies issued on or after 12 December 2021 or renewed on or after 22 November 2021)
For the standard terms, conditions and exclusions about our Home & Landlord Insurance, please refer to the relevant Product Disclosure Statement (PDS) and any supplementary PDS (if applicable). To see some of the events covered and not covered, please refer to our Key Fact Sheets (KFS).
Home and Contents Insurance is issued by Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz). St.George - a Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL 233714 (the Bank) arranges the insurance under a distribution agreement with Allianz Insurance, but does not guarantee the insurance. This information does not take into account your personal circumstances. Before making a decision, please consider the relevant Product Disclosure Statement. For more information call 13 33 30.
A target market determination has been made for this product. Please visit https://www.stgeorge.com.au/tmd for the target market determination.