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This information has been prepared by St.George Bank – A division of Westpac Banking Corporation ABN 33 007 457 141 AFSL 233714 ("St.George Bank").
The exchange rates provided are applicable to foreign exchange products described on this website. The exchange rates are indicative only as at the time and date shown, are subject to market movements and therefore change continuously. They may also vary depending on the type of the transaction involved, and may be different for transactions over a certain amount. They should not be relied upon as an accurate representation of any final pricing. You should contact Bank of Melbourne for up-to-date pricing prior to dealing.
Before using internet and phone banking, please read the St.George Terms and Conditions for Internet Banking and Phone Banking (PDF 1MB). Overseas banks may charge a fee to handle or receive an international payment.
Payments are subject to our foreign exchange rates applicable at the time of the transaction. Other fees and charges may apply such as fees charged by the recipient bank. Payments must be made from an existing St.George personal transaction or savings account, and will usually arrive within 2-5 business days, but may take longer depending on the country and receiving bank. Read the Online Banking Terms and Conditions before making a decision and consider whether the product is appropriate for you.
Overseas banks may impose fees and charges or convert the currency of the payment. St.George might not have any control over the fees, charges or foreign currency conversions imposed by these institutions. Any overseas financial institution handling charges will by default be borne by the recipient of the International Payment and deducted from the payment amount, unless otherwise organised. It is possible that the overseas bank could convert the currency of the payment at an unfavourable exchange rate. You should inform the beneficiary that, if this occurs, they should consider rejecting the payment immediately so the payment can be unwound at the prevailing exchange rate. If you do not want the currency to be converted, please insert the words “Do Not Convert” in the description details free text box when you are making an international payment and we will on-forward this instruction.
Payments to the selected country is only available for amounts AUD $1,000 and above, or the foreign currency equivalent value. The countries currently subject to the restriction are Cambodia, Ghana, Indonesia, Laos, Mexico, Pakistan, Philippines, Thailand, and Vietnam. This condition is subject to change from time to time at our discretion.
Other Banks Fees
In addition to the fees charged by St.George [and any conversion of proceeds], an international payment may also result in additional fees and charges being deducted by:
This could result in the recipient receiving less than the amount you originally sent.