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  Freedom Business Account Business Cheque Account Plus Business Access Saver
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Business purpose      

Everyday business bank account


Earn interest on business funds





(regular access)

Accessing your money      
Internet & Phone Bankingincluding from your mobile & tablet      
Business Visa Debit Card2, Freedom Card (ATM)      
SMS/Email alerts3      
Business Connect      
Business Hub      
Account-keeping fee (formerly known as ‘Monthly Account Keeping fee’) $10 (if your minimum monthly balance exceeds $100,000, fee for that month may be waived) $204 $0
Minimum opening balance $0 $0 $1
Transaction fees (charged for each transaction when monthly fee-free allowance is exceeded)      
Internet & Phone Banking1 Free Free Free
St.George/BankSA/Bank of Melbourne/Westpac ATM in Australia and EFTPOS Free Free N/A
Electronic Agency Free Free N/A
Cheque $0.50 $0.50 N/A
Staff assisted, over the counter transactions including branch agencies and express deposit $1 $1 $3
Direct Credit Free Free Free
Other fees (charged for each item processed when monthly fee-free allowance is exceeded)      
Direct Debit Free Free N/A
Collection $0.50 $0.50 $1
Frequent statement fee (each month) Free Free Free
SMS Alerts $0.25 $0.25 $0.25
Interest rates (per annum)      
Balances up to $4,999.99 N/A N/A

$5,000 to $99,999.99 N/A N/A

$100,000 to $249,999.99 N/A N/A


$250,000 to $499,999.99 N/A N/A

$500,000 to $999,999.99 N/A N/A

$1,000,000 to $4,999,999.99 N/A N/A

Balances $5,000,000 and over N/A N/A

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Important information

Conditions and fees apply.

The information on our website is prepared without knowing your personal financial circumstances. Before deciding to acquire or hold a product, please read the Product Disclosure Statement or Terms and Conditions:

Freedom Business Account and Business Cheque Account Plus:

Business Access Saver:

Term Deposit:

Consider if the product is appropriate for you. The Product Disclosure Statement and Terms and Conditions are important and we encourage you to review, save and print them. If you would like a paper copy ask at your local branch.

Charges for special services may apply when using some services via Internet and Phone Banking, and Business Banking Online.

Available on selected business transaction accounts. Customers must be 18 years or over and have an Australian residential address.

SMS Alerts cost $0.25 per alert. Email alerts are free.

4 This fee does not apply if you have a Commercial Overdraft or Business Maximiser Overdraft facility. Please see the Business Lending and Finance Facilities Fees and Charges for specific services and loan accounts booklet for the Account-keeping fee (formerly known as ‘Monthly Account Keeping fee’)/loan account fee that will apply to your facility. Credit applications are subject to St.George’s normal lending criteria.