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All you need for simple, flexible business banking

Unlimited electronic transactions
Covers online and mobile transfers and payments, and direct debits and credits.
70 in-branch transactions a month
Covers over-the-counter transactions, including cheque deposits and withdrawals.¹
Business Visa Debit card
Separate your business purchases from personal, with a card linked to your business account.
Access anytime, anywhere
Manage and access your account online, on your mobile device, in branch, and via ATMs.²

Get paid fast and securely

Cash flow supported
St.George business accounts use Osko, which deposits payments into your account near instantly for immediate use.³
Fast, secure payments enabled
Set up PayID to receive payments using your ABN as a unique identifier, which deters scammers.³
Online security guaranteed
We’ll repay any missing funds if your account is compromised by Internet fraud, as long as you’ve complied with our T&Cs.
Real-time security alerts delivered
Keep track of your account activity and help identify suspicious activity, with SMS and email alerts.

Important numbers⁴

  • $20 per month
  • $0.50 per additional cheque processed
  • $1 per additional non-cheque transaction


  • 18 years or over (applicant plus all signatories)
  • Operating in Australia with an Australian address
  • Sole trader, partnership, company, association, self-managed super fund, trust, or not-for-profit organisation.

ID and documents required

You can open this account online. However, if you’re a new customer with two or more account signatories, you’ll need to visit a branch for an ID and document check to fully activate your account.


Mainly bank online or on mobile? Check out Freedom Business Account.

Important information

Business Accounts and Payment Services Terms, Conditions, Fees and Charges (PDF 4MB)

Business Visa Debit Card Terms and Conditions and General Information (PDF 856KB)

This information does not take your personal objectives, circumstances or needs into account. Consider its appropriateness to these factors and read the disclosure documents for your selected product or service, including the Terms and Conditions or Product Disclosure Statement before deciding.

1. Electronic transactions are Internet and Phone Banking deposits, withdrawals and transfers, Direct Debits and Credits, St.George/BankSA/Bank of Melbourne/Westpac ATM withdrawals in Australia, St.George/BankSA/Bank of Melbourne ATM deposits and mini transaction history and EFTPOS withdrawals and Business Visa Debit Card transactions. Internet and Phone Banking and Business Banking Online are subject to systems availability, daily transaction limits apply.

2. 24/7 access is subject to system availability.

3. Fast or near real-time payments are sent and received using Osko by BPAY® and can be addressed to either a PayID or a BSB and account number. Near real-time payments require both the payer and payee to have Osko enabled accounts. Payments may take longer in some instances, such as where there is a technical interruption to the service, there is a payment to a first-time payee or when the payment is caught for additional security screening.

4. Customers must be able to meet any applicable fees and charges.

BPAY® is registered to BPAY Pty Ltd ABN 69 079 137 518